Every individual is different and how much capital is available to you for your home loan depends on the lender as well as your personal circumstances such as income, assets, financial commitments and expenditures.
With a roster of every kind of mortgage, our team outlines the various options on the market so that you can make an informed decision.
If you are a UAE national, you can finance up to 80% of your property purchase value, and up to 75% if you are an expatriate. If you’re considering buying real estate overseas, you may be able to finance up to 70% of its value.
The UAE is a buyers market, with favourable borrowing options ranging from 2.99%.
Yes, certain developments do offer associated financing for non-UAE residents, however the average loan to values are reduced. You may also pay a higher interest rate than a UAE resident.